- Affinity groups
- Insurance companies
- Deferred and Payout Annuity providers
- Reverse Mortgage markets
- Employee Assistance Programs
- Direct purchase by consumers
Health Care Today
The cost of Health Care continues to rise sharply, even while employers are cutting back on coverage for employees and retirees. Increasingly, many consumers are uninsured or underinsured and are forced to "pass up" services they want or need due to financial considerations.
More than 40 million people, both insured and uninsured, delayed seeking needed medical treatment in 2007 due to costs.1 Uninsured Americans will spend $30 billion out of pocket on healthcare in 2008.2 A 55 year-old who retires at age 65 without employer-sponsored retirement coverage faces a future that includes hundreds of thousands of dollars in uncovered Health Care expenses.3
Seeking Solutions
At the same time, consumers are becoming greater advocates for their own health and Wellness, choosing to be in the driver's seat for their own care and the care of their spouse and children living at home.
In 2007, 56% of American adults sought information about a personal health concern, with 32% of American consumers seeking such information online.4
Life insurers, financial services companies, affinity groups, and many other sponsoring organizations that touch the lives of consumers have begun offering value-added Wellness and Health Care services to benefit their clients, save them money, and generate competitive advantage.
Our Benefit Plans
Now you can bring the same valuable benefits to your clients, quickly and affordably!
Explore our site to see how our unique non-insurance products can help your clients access the Wellness services they desire and reduce their Health Care costs.
Disclosure: This plan is NOT insurance. This is not a Medicare prescription drug plan. The plan provides discounts at certain health care providers of medical services. The plan does not make payments directly to the providers of medical services. The plan member is obligated to pay for all health care services but will receive a discount from those health care providers who have contracted with the discount plan organization. The range of discounts for services will vary depending on the type of provider and the services received. Discounts on hospital services are not available in Maryland. This plan is administered by Coverdell & Company, Inc., a discount medical plan organization at 8420 W. Bryn Mawr, Suite 700, Chicago, IL 60631, 1-800-308-0374. You have the right to cancel this plan within 30 days of the effective date for a full refund of fees paid.
1. Center for Studying Health System Change Tracking Report No. 19 • June 2008
2. Health Affairs, August 19, 2008
3. Employer Health Benefits 2008 Annual Survey (The Kaiser Family Foundation -and- Health Research & Educational Trust)
4. Employee Benefit Research Institute, Issue Brief, May 2008.